Two weeks after Apple Pay launched in the United Kingdom, HSBC and First Direct customers can now use the service. Both banks were originally supposed to support Apple Pay at launch, and were even mentioned in Apple's support document listing participating banks, but were delayed due to “some issues” until late July.
Apple Pay in the UK imposes a £20 transaction limit as a security measure due to outdated POS terminals. Apple said the £20 limit will increase to £30 in September. The cap will go away once retailers roll out more modern contactless payment terminals.