Apple Pay

References to Touch ID iPad and settings for Apple Pay found in iOS 8.1 beta

Cody Lee ∙ Updated June 11, 2018

References to new iPad models with Touch ID support and a settings page for Apple Pay have been discovered hidden in the just-released beta of iOS 8.1. Developer Hamza Sood posted the evidence on Twitter this evening, in the form of three screenshot images.

The first two images, which you can see above, show a new Passbook pane in the Settings app for setting up Apple Pay, as well as a Privacy Policy page for the new mobile payment service. In the page, Apple outlines what user data it collects, and what it does with it.

Apple poaches NFC and mobile payments expert away from Visa to expand Apple Pay in Europe

Christian Zibreg ∙ Updated January 27, 2016

Apple has hired Mary Carol Harris, former Director of Mobile at Visa Europe to help bring the NFC-based Apple Pay mobile payments system to Europe, PaymentEye reported Monday.

She's been with Visa since 2008 and previously headed up NFC at Telefónica, Spain's leading multinational by market cap and one of the largest private telecommunications company in the world.

Introduced alongside new iPhones earlier this month, Apple's mobile payments solution is scheduled to debut in the United States on the iPhone 6 and iPhone 6 Plus in October, and on the Apple Watch early next year, extending the service to over 200 million owners of the iPhone 5, iPhone 5c and iPhone 5s devices worldwide.

Harris has fourteen year experience in digital and mobile payments, including NFC technology utilized by the Apple Pay. Harris's LinkedIn profile lists her an employee of Apple Europe.

Apple won’t open iPhone 6 NFC features to developers for at least a year

Jake Smith ∙ Updated April 18, 2018

The NFC chip found in the iPhone 6 and iPhone 6 Plus will only work with Apple Pay and won't be opened up to developers who make third-party apps, Apple confirmed on Monday.

The pair of smartphones, due to be released Friday after a record amount of pre-orders, are the first devices from Apple to feature NFC technology. Like Touch ID on the iPhone 5s, Apple is keeping a lock on the technology presumably for security purposes.

Apple hires several tech executives to develop Apple Pay loyalty program

Timothy Reavis ∙ Updated June 11, 2018

Coming soon after the introduction of its mobile payment system, Apple is hiring several high-profile tech executives from companies including American Express, Google, and PayPal. These new recruits are not only to help expand Apple Pay, the newly-announced method of paying for transactions both online and in retail stores, but to develop a loyalty system for Apple Pay.

This rewards program is reported as offering a free music, TV show, or app download to users after a transaction or number of transactions have been completed using Apple Pay. In this way, the merchant doesn't have to be affected at all, and Apple can work to promote its mobile payment system with an enticing loyalty system.

Apple will reportedly get a 0.15% cut of all Apple Pay transactions

Cody Lee ∙ September 12, 2014

Apple has negotiated a never-before-seen deal for its new mobile payment system, according to a new report from the Financial Times. Citing sources familiar with the terms of the agreement, the outlet says that the Cupertino firm stands to make 15 cents of every $100 spent (or 0.15%) using Apple Pay.

We knew that Apple stood to make a lot of money from its new Pay service, but this is the first time we're hearing hard numbers. "It's unprecedented," says Dickson Chu, former engineer at PayPal and Google Wallet. "It’s somewhat surprising that Apple was able to negotiate something Google couldn’t.”

Samsung ads lampoon iPhone 6 screen, battery, multitasking, Apple Watch and more

Christian Zibreg ∙ September 11, 2014

Galaxy maker Samsung on Thursday published a series of advertisements on its YouTube channel. The commercials have been designed to ridicule Apple's latest announcements.

The six-installment series, which Samsung is running under the 'Note The Difference' tagline, targets pretty much everything, from Apple's botched live stream to the iPhone 6's screen size, multitasking and battery life to — funny you should ask — the star of the show: the Apple Watch.

I've included the videos for your viewing pleasure right after the break so watch them now and join us in comments.

Apple Watch security feature prevents thieves from making payments

Cody Lee ∙ Updated April 18, 2018

Leander Kahney of Cult of Mac reports today that the Apple Watch comes with a built-in security feature that disables Apple Pay in the event that it is stolen. Apparently the Watch can use its sensors to tell when it is being worn, and when it has been taken off.

Kahney says that during the hands-on time at Apple's event yesterday, an employee for the company told him that when you first put the watch on you, you must enter a security code. When the watch is removed, Apple Pay locks up until you enter the code again.

Discover confirms joining Apple Pay ‘in the future’

Christian Zibreg ∙ Updated February 11, 2016

Discover will be joining Apple's proximity mobile payment system called Apple Pay “in the future,” allowing iPhone 6 and Apple Watch owners to pay for goods and services using Discover's credit cards stored in the Passbook application, the company confirmed in a tweet last evening following Apple's press conference.

”No need to worry,” reads the tweet. “We are in discussions with Apple to add Discover cards to Apple Pay in the future”.

Everything you need to know about iPhone 6, Apple Pay and Apple Watch

Cody Lee ∙ Updated April 18, 2018

Well, that’s all folks. The 'historic' iPhone 6 event has come, and gone. All announcements have been made, all products unveiled, and we finally got to see what was in the mysterious white structure Apple built outside of the Flint Center.

A lot has happened in the last 12 hours, and we understand that it might have been difficult to keep track of everything. So, as usual, we’ve put together this awesome roundup for you of everything important that happened at today's event.

Hands on with iPhone 6, Apple Pay and Apple Watch

Cody Lee ∙ Updated January 27, 2016

So you've watched Apple's keynote, and you've been keeping up with the news today, but thus far you've only seen the iPhone 6 and Apple Watch from either afar or in marketing materials. Sure, the products look good in rendered photos, but what do they look like up close and personal?

Select journalists were given the chance to go hands on with the aforementioned products after the event today, and have posted videos of their initial reactions. So naturally, we've rounded up some of those clips of folks trying out the iPhone 6, Apple Pay and Apple Watch for you below.

Apple Pay could be big source of revenue by collecting fees from banks

Jake Smith ∙ Updated April 17, 2018

Apple Pay, the Cupertino-based company's new mobile payment service announced on Tuesday, could prove to be a big source of revenue for the company during a time when music and app downloads are slowing. Bloomberg reports Apple will collect fees from banks when iPhone 6 and Apple Watch users make a purchase. Fees will be charged for every single transaction, though the fee hasn't been detailed.

Apple introduces new mobile payment service “Apple Pay”

Cody Lee ∙ Updated April 18, 2018

It turns out the rumors were true, Apple has been putting together a new mobile payment service, and it introduced it on stage today as "Apple Pay." The service involves adding your credit cards to Passbook, and waiving your iPhone in front of what looks like an NFC reader to pay for goods and services in-store.

Apple says that security and privacy are very integral to Apple Pay. It doesn't store your credit card numbers, nor does it transfer them to the merchant, and it doesn't log what you buy or how much you pay for it. It simply creates a complex number for your card, and uses a one-time code for when you make payments.