The Apple Card has been around for a stretch now, and it offers up some pretty solid cash back offerings. Depending on where you shop, that is. Using it for Apple devices, for instance, typically earns the most cash back at 3%.
But, if you haven’t applied for an Apple Card yet and you’ve been waiting for an even better incentive (especially in light of the holidays), now might be the time. Right now, Apple is offering up a boost to its cash back offering when buying an Apple product directly from the company and using the Apple-branded credit card.
From now until January 31, new Apple Card customers can earn 5% back for their purchase. There are some caveats, though. First and foremost, you’ll need to pay for your entire purchase in full to be eligible for the boosted cash back offering.
Next, you need to buy the device from Apple directly, whether that’s in a physical retail store, through the online storefront, or in the Apple Store app. And finally, Apple Card Monthly Installments are excluded from the offer.
(You can still use Apple Card Monthly Installments if you want, but you’ll max out at the standard 3% Daily Cash in that case.)
And of course, you’ll need to be a new Apple Card customer to get the 5% Daily Cash offer.