Cardiogram offering free accidental death insurance to Apple Watch owners

Health app developer Cardiogram is partnering with Amica Life Insurance Company and the Greenhouse Life Insurance Company to offer Accidental Death (AD) insurance to Apple Watch owners. The program, which is also open to Android Wear and Garmin wearers, gives users the ability to qualify for $1,000 of AD coverage at no cost for 12 months. Qualified users also have the option to purchase up to $500,000 of additional AD insurance for between $9 and $41 per month.

At launch, the insurance is available to Cardiograph app users in Wisconsin, Arizona, Indiana, and Georgia only. However, more U.S. states are expected to be added later. The offer for AD insurance is compatible with multiple wearables, including Apple Watch (Series 0, Series 1, Series 2, Series 3); Google’s WearOS platform (including Huawei Watch, LG Watch Sport, LG Watch Urbane, Moto 360, New Balance RunIQ, Polar M600, Misfit Vapor, and Mobvoi Ticwatch S&E); and Garmin Forerunner, Fenix, and Vivoactive series.

According to Shiela Companie, vice president and chief life actuary at Amica Life:

Aside from you and your loved ones, nobody wants you to be healthier than your health or life insurer. At Amica Life, we are excited about pioneering new digital methods to engage people and meet their needs.

Cardiogram isn’t the first company to tie Apple Watch use to insurance. John Hancock, Aetna, among others, provide discounted Apple Watches to customers, to help them get in shape, among other perks.

You can find more information about Cardiogram’s offering in the company’s app, which is available to download on the App Store.