Apple is planning to launch a branded Apple Pay credit card as soon as early 2019.

The Wall Street Journal reported Thursday of Apple’s alleged partnership with investment banking firm Goldman Sachs that’d see a joint “Apple Pay” card replace the current Apple Rewards card (a partnership between Apple and Barclays BCS, already works with Apple Pay).

“Apple and Goldman are still hashing out the terms and benefits of the planned card including the perks for customers,” reads the report.

The report implies that this is simply a rebranding effort on Apple’s part to consolidate its mobile payment service and joint credit cards under the umbrella term “Apple Pay”. It’s unclear if this new Apple Pay-Branded card would work with the peer-to-peer payment service Apple Pay Cash, which currently uses Green Dot Bank and Discover.

The Wall Street Journal previously reported that Apple was working with Goldman on a cheaper financing deal to consumers buying phones, watches and other devices.

“The partnership will extend into other services including Goldman offering in-store loans to Apple customers buying iPhones and other gadgets,” today’s report added.