I've had my iPhone 4 for just about a week now. The Engadget and other BGR have had access to the phone before all of us and they gave pretty extensive reviews of the iPhone 4 so I won't go too much into the details. I just want to tell you what I think sucks on the iPhone 4, and what I think should make you want to buy one.

As you can see there are more pros than cons. You will also notice that the battery and the app switching appear in both pros and cons.

On my first iPhone 4, the battery was crap. I could barely go through one day on a full charge. I exchanged my iPhone 4 last weekend for these reasons and the battery on this new iPhone is much better. Same usage, same phone, but all iPhones are definitely not equal when it comes to battery.

As for app switching, I love how it works. It's just great to be able to quickly switch between apps without having to wait for them to load again (that is for apps optimized for iOS 4). However, it can get very messy really quick in the app switcher, often showing over 20 apps in the background for me. Sure Steve-o says not to worry about them, but I still like to be in control of my apps, just like I am with ProSwitcher. With Apple's app switching, I'm not, unless I manually kill those running in the background.

As for the UI, I think Apple could have done a little spring cleaning in there. The iPhone UI is great and simple, but after 3 years seeing the same stuff, I really get tired of it.

What do you think about your iPhone 4? What do you like about it? What do you dislike about it?

With twice the amount of glass surface on your iPhone 4, your chances of shattering any side of your device are twice as high. Insurance company Asurion figured this out and decided to offer protection plans for the iPhone 4.

For $12/month this company will insure your spanking new iPhone against every possible event: theft, loss, hurricane, oil spill, broken screen, screen cancer, you name it.

That sounds great, doesn't it? Wait to read the fine prints then because there is a $200 deductible on this plan and replacing a phone can be costly. Although the iPhone 4 costs $199 or $299 with a two-year contract with AT&T, customers would need to pay the full retail price of $599 or $699 to replace a phone in the middle of the contract.

An insured owner who loses a phone after a year of use would have paid $144 in fees on top of the $199 deductible. That would be a total of $343, about half the price of a new phone. But the chances of losing or breaking a phone are far below 50 percent, making the price for the policy too high for the risk. And according to Asurion, the replacement phone might be a refurbished model.

Unless you drop your iPhone every other day, I think such a plan is useless and will cost you more in the end. If you break your iPhone in the first year, simply have it fixed by a repair shop, not by Apple as their prices are usually much higher than independent repair shops.

If you lose or get your iPhone stolen, simply look for an unlocked one on eBay or Craigslist. In the end, it will most likely cost you less than if you purchased this insurance plan.

That's my 2 cents. What do you think?

[via Yahoo via Todd]