Late last year, Apple launched the ability for Apple Card owners to buy an iPhone with interest-free payments directly from the company’s store.

It made buying a new iPhone pretty quick and easy, and probably should’ve been available from day one when the Apple Card launched. But better late than never. And the same can go for the newest option when buying an iPhone with the Apple Card: SIM-free. Folks on Reddit (via¬†MacRumors) discovered the option this week.

With this option, you don’t have to tie your iPhone purchase to a carrier like Sprint or Verizon or T-Mobile. You can buy the handset unlocked and SIM free. With the purchase on an Apple Card, it means there won’t be any fees associated with it, and it will be interest-free over the course of two years, or 24 months.

When Apple first launched this option before the end of 2019, it was for only carrier options.

The monthly cost of your iPhone is wrapped up into the monthly bill of your minimum payment for your Apple Card. As is par for the course, each payment is due every month. And the agreement for the iPhone purchase is for 24 months. You’ll also get instant 3% Daily Cash (cash back) from the purchase, too.

So if you want to buy a SIM-free, unlocked iPhone 11 or iPhone 11 Pro from Apple with the Apple Card, you can do that now.