Apple has announced that Apple Pay for Messages and the Apple Pay Cash card are officially launching today. Yesterday, some users had begun to see the feature appear, but now it is widely available for everyone who is running the latest iOS 11.2 update.

The new peer-to-peer payment service and digital debit card are available to users in the United States. The service allows you to easily send and receive money inside the Messages app, which you can then store on the Apple Pay Cash debit card or transfer to your bank.

We went hands-on with the latest features for Apple Pay when it launched in beta.

Subscribe to iDownloadBlog on YouTube

Apple Pay Cash launches after an extended beta period both in iOS 11.2, and internally in iOS 11.1. The feature is very cleanly built into iOS with support for the Messages app, QuickType keyboard suggestions, Apple Watch (via watchOS 4.2), and even Siri.

Similar to Square Cash and Venmo, it is free to use as long as you fund it with a debit card. If you choose to use a credit card, you will incur a 3% fee for each transaction.

Apple Pay Cash will be available for iPhone SE, iPhone 6 and later, Apple Watch, iPad Pro, iPad (5th Generation), iPad Air 2 and iPad mini 3 running iOS 11.2 or later. If you meet these requirements and it’s still not showing up for you, Apple recommends restarting your device.

Have you had a chance to try out Apple Pay Cash yet? Let us know what you thought in the comments.

  • Geo

    Apple pay cash crashing when i try to open.

  • Charlie A. Koshar

    I have been using it while it was in beta on iOS 11.2 and so far I’m happy with it, but honestly creating an account is far more complicated than it should be, apple should learn from venmo and its bank confirmation… it was an ordeal to activate Apple Cash app using my Drivers License… for me this is unnecessary because at the end of the day you authorize Apple to access your account trough your bank.

  • nova12

    bummed to find out that you have to be using the same Apple ID for iMessages and iCloud to use it through iMessages. ?

  • Luiz Claudio Eudes Corrêa

    I’m still waiting for the Apple Pay in Brazil, we already had Samsung Pay and Android Pay.

    It’s very frustrating to read about Apple Pay Cash without being able to use Apple Pay when ours POS already are compatible with it.