The number one contactless payment service in the mobile world, Apple Pay, will be implementing person to person payments starting with iOS 11. What the rumor mill had treated for the longest time as Apple Cash is now going to be located in your redesigned iMessage app drawer, and serve as an easy way to send money to any friend or family member on Apple’s iMessage service.

Money transferred via iMessage winds up in the recipient’s Wallet app in the shape of a brand new card called Apple Pay Cash card. From there, the card can be thought of as a multi purpose account, facilitating purchases on the App Store, storing the money for future transactions, but also offering the handy option to withdraw the money to your private bank account. As expected, Touch ID authentication is required to go ahead with any one transaction.

 

  • Luiz Claudio Eudes Corrêa

    I really hope that this mean a internacional expansion of Apple Pay

  • Iskren Donev

    The biggest question is – can I use this Apple Pay cash card on a contactless terminal? If so, this opens a very good opportunity for those who live in countries where Apple Pay is not supported – just get someone who does live in an Apple Pay-supported country to send you money (I’m sure those kinds of services will pop up, similar to the “buy iTunes Gift cards” sites)

    • Louis C

      Not just countries, but also people banking with institutions that aren’t signed up with Apple

    • Luiz Claudio Eudes Corrêa

      On a ideal world this will work like suica in japan, you put credit on this “card” with your regular card on iTunes and just use anywere

  • Ailín Ó’S

    What countries is this available for? All those with Apple Pay already or just USA?

    • Marco Roth

      For me the Apple Pay App in iMessage is missing in Switzerland…

      • Ailín Ó’S

        And do you have Apple Pay in Switzerland already?

      • Marco Roth

        Yeah, Apple Pay is already available in Switzerland.

      • Ailín Ó’S

        Ah okay. Another poster said it’s for USA atm only anyway :/

    • Angelo Messina Jr

      Apple Pay Cash card is for USA at launch

      • Ailín Ó’S

        Ah, thought so. A bit disappointing but hoe hum, I’m an Irish Android Pay user anyway!

  • armyk

    I really wonder if this means I can pay worlwide with this “Apple Pay Cash” card. Because Apple Pay is not supported in my country and this would basically baypass the bank.
    Can anybody provide clear info how it is gonna be?

  • Andrew Little

    What they failed to mention was if there were any fees involved. For example, if I use Apple Pay to send 10 dollars to my best friend, will they receive 10 dollars? Or will I have to pay 11 dollars so they get 10?

    • Angelo Messina Jr

      That’s what I’m wondering too

    • Rachel Jansma

      If it’s with a debit card, there isn’t a fee.. If it’s with a credit card, it’s a 3%fee.