apple pay passbook scan

Apple is planning to debut Apple Pay on the third Monday of the month, reports Bank Innovation. The outlet claims that according to “multiple sources close to Apple,” the mobile payment service is scheduled to launch on October 20, alongside iOS 8.1.

On Monday, Apple released the first beta of iOS 8.1 to developers, and hidden settings pertaining to Apple Pay were discovered within the firmware. Bank Innovation says it has learned that this code is there so Apple can test Apple Pay prior to launch.

The move has appeased retail-affiliated developers, who were concerned that they wouldn’t be able to test out Apple Pay before its public release. Many of them are expecting heavy Apple Pay volume on day one, and fear that the service will “be the next Siri.”

Bank Innovation has been very active in reporting on Apple’s mobile payment service in recent months, and has been fairly accurate. That being said, the fact it calls October 20 a “current expected timetable,” means the date should be taken with a grain of salt.

Introduced on September 9, Apple Pay will allow iPhone owners to pay for goods and services both online and in physical stores using their handsets. The service has already garnered the support of major credit card issuers, financial institutions and retailers.

[Bank Innovation]

  • Fanboy 


    • Shorttyy713

      what types of bug fixes do they need to fix?

      • Ryan Bartsch


      • Fanboy 

        Status bar overlays, extensions resetting, Messages app ‘unread’ glitch, Safari video scrubbing, etc.

      • Agreed! There’s going to a lot of fixes and should also bring some of the missing features they mentioned in the keynote.

      • Lock screen control centre not able to be “lifted” too.

      • Fanboy 

        I thought this was a problem too but I noticed that this only happens when you restart your iPhone! It requires your passcode before Control Center can be used on the lock screen 🙂

      • Oh for real? I hadn’t even noticed under what circumstance it happened 😀

      • Fanboy 

        Must be a security feature, just like your passcode is required once to enable Touch ID 🙂

      • Guest

        Also when you restart your phone and get a text… It will just show the number and not the contact so it looks like you’re getting a text notification from a random number when it’s actually someone in your contacts.

      • NeftyCorrea

        so far they FIXED all those issue in iOS 8.1 beta .

      • H.E. Pennypacker

        Additionally, when you open a folder and it expands, the animation then shrinks down the size of each of the four corners of the folder. It’s like it expands and then “snaps” back into place. Very bizarre. iOS 7 and now 8 are full of this complete lack of polish. They need to get the elbow grease out for 8.1 and hopefully return back to the polished software that Apple is known for.

  • Ryan Bartsch

    Thats great! What about Canadian banks?

    • Shorttyy713

      Some banks are posting it on the front page online to support apple pay 😀 I’m so excited!

      • WaterTrooper

        Yeah. PNC and Capital One are prompting it like crazy!

      • intellectual traits

        Bamk of America too

    • alexanderlyd

      its only usa for the moment 🙁

  • Is Apple Pay only supported on i6/+?

    Speaking of which, have Apple released a feature compatibility guide yet? I’m curious as to what iOS 8 features my i5s does and doesn’t support

    • Anmol Malhotra

      All iPhones with Touch ID are supported… Your 5s does support Apple Pay.

      • Ohh sweet! Thanks! I thought it required NFC?

      • In that case the the user would have to at least have the Watch. I think.

      • Shorttyy713

        Same that’s what I thought… the nfc thing chip?

      • Anmol Malhotra

        Apple Pay features 2 payment options :
        1. Instore purchase using Touch ID and NFC Chip. Thats where NFC chip is required.
        2. Paying from anywhere with Touch ID and having your credit cards saved in Passbook. Like purchasing a new product or anything from Apple Store App using Apple Pay , Booking using OpenTable app and paying through Apple Pay.

        iPhone 5s is gonna have the 2nd feature. 🙂

      • therealjjohnson

        From Apple’s website: Apple Pay lets you use your iPhone 6 or Apple Watch to pay in stores and within apps in an easy, secure, and private way.

      • Anmol Malhotra

        Yep! If you have apple watch and iPhone 5s you’re good to go for paying in stores. 🙂

      • Shadowelite123

        For physical in store purchases yes but online its all compatible.

      • therealjjohnson

        I was under the impression that he iPhone 5S does not have an NFC chip so it does not support Apple Pay.

      • TwinSon

        In Store Purchases will not work on the 5S because it lacks an NFC chip. That much is true.

      • intellectual traits

        You still can use it to buy things online

    • Utrarunner5

      The 5s does support apple pay but only with the online payment. payment at stores with apple pay is only possible with an NFC chip which is only in the 6/+

  • dana mohammed

    New bugs

  • objdadon

    Hey everyone, to those who are still experiencing slow wifi on the iPhone 6 and 6 plus I tried the suggestion of changing my router encryption from wep to wpa2 and haven’t had a problem for 3 days since(fingers crossed). I had an appointment with the Genius Bar tomorrow but looks like I may cancel! Hope this helps!

    • Shorttyy713

      thank you! I love the iPhone community!

      • objdadon

        No problem! Hope this works for everyone!

  • Jay Burgandy

    If IOS 8 GM was release to the public for about a week or 2, the public could have found out all these bugs that the paid dev couldn’t find in time..

    Lots of bugs never experienced it before since the first iphone.. even iphone 6 crashes itself..

    I hope Pangu are ready to release 8.1 Jailbreak now now a good time at all.

  • ɑղժɾҽա

    I hope we get to use Apple Pay before the release of the public version.

  • TwinSon

    Does anyone have issues with Swiftkey shutting off sometimes?

  • I can already imagine the headline; Apple Pay security flaw allows malicious users obtain credit card details via NFC.

  • Diego Milano

    Maybe we should also begin looking at a potential iOS 8.1 jailbreak? 😉

  • Blip dude

    Assuming there is an new iPad Air scheduled for release in Late-October/Early-November, I actually assume that’s when 8.1 will be released. Just how they did with iPad 1(iPhone OS 3.2), 2 (iOS 4.3), and unless I’m mistaking, iPad 3 as well (iOS 5.1). I remember at one point iPhone OS (now iOS) would get a X.1 update with every new iPod touch release as well.

    But then again, Apple will be Apple, so past actions can’t be used to determine future directions.

  • Ahmed El Mazny

    i believe that the Apple Pay is a really good and efficient way for payments. As it is going to be easy to pay when you are in a store with your phone so you dont have to carry your wallet at all. But the problem is if anyone hacked this system the people’s money will be stolen by those hackers, which will lead to a huge problem.

    i think the Apple pay cant be launched until it is tried and bug fixes should be ficed and i think this is one of the main reasons of why its delayed to the 20th of october.