Apple EasyPay concept (Ricardo Del Toro 002)

A flurry of reports in recent days from the likes of Re/code, WiredFinancial Times, Bloomberg and The Information have pointed to Apple eyeing a pay-by-touch iPhone technology by partnering with some of the world’s biggest payment processors and credit card companies like AmEx, MasterCard and Visa.

The mobile payment feature is thought to involve technologies such as NFC and Touch ID and tap into a pool of more than the 800 million iTunes accounts with credit cards on file.

The question is, do you see yourself using the iPhone 6 as your wallet? Or, maybe you’re the type of person who prefers sticking to plastic and good ol’ cash?

Here, cast your vote now.

According to Wired, the so-called iWallet is going to be “one of the hallmark features” of the iPhone 6 when the device is unveiled on September 9, alongside a rumored wearable product.

Speaking of which, an Apple-branded wearable accessory— assuming it does exist and tie into the mobile payment service — would make paying for goods at the checkout counter ridiculously simple: imagine, if you will, paying for groceries without even having to pull an iPhone out of your pocket!

Apple EasyPay concept (Ricardo Del Toro 001)

The mobile payment feature, if the rumor-mill is right, requires the upcoming iPhone 6.

The handset will reportedly come outfitted with an NXP-made Near-Filed Communication (NFC) chip, use the Touch ID fingerprint scanning feature to approve payments and store confidential payment data inside a secure enclave on the NFC chip.

I would love to hear arguments related to your vote so tell us why you’ve opted for an iWallet or cash down in the comments.

EasyPay mobile payments concept by Ricardo Del Toro.

  • abhi0n0nakul
  • Frank Anthony

    Not after the leak of nude celeb. People should give less trust to this devices and Internet. Don’t put your life on them. Soon they will hack and wipe out all the money on your account and that way worst than nude leak. iWallet? Maybe but different account with less money. JUST SAYING!

    • Stefano

      Amex and Discover virtually protect you against every purchase, and give you warranties on said purchases. They’re a dream to work with.

      • Tobias9413

        Exactly. And in some cases visa or your bank protects you too. I know chase does at least. I have chase and a discover card. Hope iwallet supports discover.

      • Stefano

        I have chase banking and they’re the best I’ve ever had with fixing problems and strongly monitoring activity. TD is a miserable company. Santander is pretty good. I hope they support discover as well.

    • Lebron

      Well obviously you wouldn’t link your bank account to the service.

      • lemonhead

        Well I might link my prepaid master card, but that’s about it

    • Totally agree! Too many security issues for me to fully trust it right out of the box.

    • Rowan09

      Amex, Visa, etc gets hack almost every time, so as long as you’re aware you’ll be fine.

    • Blip dude

      Or, just don’t store these kinds of pics in the cloud. I know this May sound stupid, but for some things, you are better off with External/Storage media to save your stuff in. I believe these celebrities don’t or paid much attention to the consequences of cloud services and this is the end result. I would definitely use this but I definitely do not use photo stream or save my photo in cloud storage period.

      • chris125

        That’s why people want more storage, this is a perfect example for those who run to say “just use the cloud”

    • Rook HD

      Don’t link your bank account. Just link the credit cards.

    • justme

      I thought the same thing :S

    • Jack Wong

      So… are you storing your money at home?

    • DevXav

      That’s exactly what i think!
      iWallet? Hmmm… Okey… But NO FUNDS on it, only shitty amounts of money enough to buy a cup coffee or two…

  • Matt

    Personally I’m a cash-only person so no

  • R4

    If its available over here then I dont see why not.

  • Virus

    I be in the Apple store sticking dope money in the till so cash only

  • Merman123

    Yes. Out with the old , in with the new.

  • Jamessmooth

    Yup! Maybe I’ll use all that extra space in my wallet for pictures like they used to do in the olden days!

  • brooks whiffen seale

    Thank Allah for ISIS. The Holy Qur’an predicted this day would happen, where I finally have a home.

    • Jeffrey Feuerstein

      Don’t fool around with ISIS jerk. Also next time actually use a Iraqi profile pic and an Iraqi name…

      • brooks whiffen seale

        hah.. will do

      • Jeffrey Feuerstein

        Good… Good……

    • ✯Mike✯

      You sick bastard

  • Andy

    I wouldn’t use it if I had enough cash to pay, but if it was something expensive (costing at least a thousand bucks), I might use it.

    I don’t see any purpose in using an iWallet to buy coffee or a sandwich, unless there were some incentives associated with the service such as discounts, free apps or other iTunes content.

  • Franklin Richards

    Given that the UK is a slow adopter in new tech. I don’t think I’d even get a chance to use it this year… or next… maybe in 2016/17

    • alexanderlyd

      I wouldn’t agree, a lot of chains in the UK and retailers already support contactless payment, so its only a matter of the banks, or card companies(Mcard, Visa…) to support them and integrate them into the network. The infastructure is already there, just the inegration which is needed.

  • Matheus Lisboa

    I never walk around with cash (I unfortunally spend it way faster when I’m walking with cash) so it would be amazing to use my fone as my credit card. My card broke and then the new one got lost in the post office so i’m almost a month with out my card and too lazy to extract money from my account all the time, so it would be nice to use without the physical card

  • Guest

    Yes, but next time actually use a poll please…

    • chris125

      There is a poll..

    • I think your NoScript browser extension is blocking it…at least that’s what was happening in my case.

  • Blip dude

    Umm, yeah sure.

  • Will Mason Moses

    I’d love to… if I had any money

  • Jason Baroni

    How many polls have we had from last week until today?

  • Rook HD

    I would, just to be cool. And sometimes I forget my wallet.

  • chris125

    Depends how secure it is and the types of protections offered

  • I would proudly use it if it allows me make physical transactions with my iTunes store credit (currently have made $120 from FreeMyApps)…otherwise, screw it. Not linking any financial account to my Apple ID.

  • Jack Wong

    First, make it popular.

    What is the point to have it when I can only use that in Starbucks?!

  • Jad Boukai


    I’ll definitely put a gift card on it or something like that, but nothing more. Debit and Credit Cards are out of the question. It’s too new for me and it will never be completely secure.

  • Manuel Molina

    Leaks, hacking, if you lose your iDevice, privacy? Should I continue?

  • Of course. I already use Loop but its a pain to attach the case and set it up each time. Apple will hopefully make it seamless. Then I’ll have a wallet burning party

  • Marcus

    I don’t know if I would use Apple’s payment system right off the bat. I’ll probably stick with PayPal for awhile longer. Currently, I don’t use iCloud Keychain. I’m happier with 1Password. I don’t feel the need to have Apple everything when it comes to software or apps.

  • Chang in Charge

    It would be hard to resist. I would have my doubts but the ability to ditch a wallet would probably overpower my reluctance to trust a digital payment system on my phone. But this is definitely as exciting as the Coin Kickstarter campaign.

  • Pricy purchase I would make!

  • Bugs Bunnay

    been patiently waiting since rumors came out. been using android when it came out with nfc to cover for it. once the iPhone with nfc comes out i’m gonna goto a nearby park and see how far I can punt that android.

  • vifish

    Nope, its not just about the celeb leak, but icloud has been showing a long time that its not a secure system to store passwords/card numbers/keychains/whatever…

    Also NFC its not safe, there is some hacks just by touching your device can get sensitive data.

    Personally i use icloud only to sync contacts, no backups, no notes, no photo streams, no email.

  • mrgerbik

    meh – just use bitcoin

    • DogeCoin

      • mrgerbik

        Many Lulz

  • After iCloud was just hacked…I don’t think so

  • kadeem kadz Dulice

    Bitcoin ! 😀

    • DogeCoin

      Dogecoin! 😀

  • n0ahcruz3

    Unm after the recent hacking, id rather use a BB for mobile payments 😛 but on the other cash is better lol

  • JulianZH


  • GoMAD4

    How am I supposed to get out of paying for dinner now?… she’ll never believe I left my iPhone at home.

  • Gabriel Li

    yup i will use it in a heartbeat i mean to this date my itunes account hasn’t had any unwanted charges i believe apple puts a lot more security for financial info than the cloud service so i am pretty confident this will be safe i want the iphone 6 even more now hahaha

  • Brandon Piening

    Australia for the win
    We have NFC enabled credit and debit cards already
    Having in my phone would be the bomb don’t even need a wallet
    Just ID and emergency cash!